10523 E Highway 20Clearlake Oaks, CA 95423

Single Family · 4 Beds · 2 Full Baths · 1 Half Bath · 1 One Quarter Bath · 2,220 Sq. ft. | 0.36 Acres
$400,000 Active

10523 E Highway 20 Overview

Time on Site:
81 days
Visits:
0

Premier Lakefront Fixer Opportunity on Clear Lake – Panoramic Views & Major Upgrades Started. Located along the shoreline of Clear Lake in the Clearlake Oaks area, this three-level lakefront property presents an exceptional opportunity to complete a large-scale renovation and create a stunning custom waterfront retreat. Set on a spacious, park-like parcel with a concrete seawall, private boat dock, and boat lift, the property captures sweeping panoramic views of Clear Lake, Mt. Konocti, Mt. Hannah, Cobb Mountain, and Seigler Mountain—a truly inspiring setting from sunrise to sunset. Originally designed as a 4-bedroom, 4-bath home with approximately 3,000 sq ft (per seller), the structure already reflects significant investment and vision, with many upgrades completed and others ready for finishing. Property Highlights & Completed Improvements: Plumbed for a tankless HW system. Three-level layout offering flexible living spaces. Stucco exterior with fresh exterior paint, Dual-pane windows and multiple sliding glass doors, Recessed LED (canned) lighting installed throughout (unfinished electrical), Expanded seawall with added fill, enhancing backyard and patio usability, Cobblestone-style patio accented with decorative red lava rock, Partial wraparound wood decking, Pebbly beach area for easy lake access. Main Level: Entry-level living room area, Kitchen area already plumbed and centrally located, Dining area positioned to capture dramatic lake and mountain views, Sliding glass doors leading to deck, Quarter bathroom with sink and commode. Upper Level: Four bedrooms and three bathrooms, including a spacious primary suite. Primary bedroom area features large windows showcasing expansive lake views, a walk-in closet, and an unfinished master bathroom with a walk-in steam shower. Second bedroom includes a private bathroom with space for a tub/shower, Two additional front-facing bedrooms (one without a closet), Additional bathroom with separate water closet and shower area. Lower Level: Versatile space ideal for a media room, game room, or additional sleeping quarters with built-in bunk bed area also has large 6ft electric fire place. Large sliding glass doors opening to the backyard and lakefront. Additional storage area.

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10523 E Highway 20 Facts & Features

  • Type Single Family
  • Sq. ft. 2,220
  • Price/Sq.ft. $180
  • Lot 0.36 Acres

Details

General

Association/HOA

  • Association: No
  • Common Interest: None

School Information

  • School District: Konocti Unified

Building Information

  • New Construction: No
  • Year Built: 1965

Location/Region

  • Country: US
  • County Or Parish: Lake
  • MLS Area Major: LCOAK - Clearlake Oaks
  • Postal City: CLEARLAKE OAKS

Community/Development

  • Community Features: Biking,Foothills,Hunting,Lake,Mountainous,Near National Forest,Rural,Water Sports,Fishing

Rent/Lease Information

  • Land Lease: No
  • Lease Considered: No

General Information

  • Listing Terms: Cash
  • Parcel Number: 035523070000
  • Property Condition: Fixer
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: Standard
  • Zoning: CR

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms One Quarter: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

General Information

  • Accessibility Features: See Remarks,Accessible Doors
  • Common Walls: No Common Walls
  • Door Features: Sliding Doors
  • Electric: Electricity - On Property
  • Entry Level: 1
  • Entry Location: 1
  • Fireplace Features: Bonus Room,Electric
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Interior Features: See Remarks,All Bedrooms Up
  • Laundry Features: None
  • Levels: Two
  • Living Area: 2220.0
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Spa Features: None
  • Spa: No
  • Stories: 2
  • Stories Total: 2
  • Window Features: Double Pane Windows

Exterior

Parking Information

  • Parking Features: Door-Single,Driveway,Garage Faces Front,Garage,Paved
  • Parking Total: 2.0

Lot Information

  • Additional Parcels: No
  • Lot Features: Back Yard,Front Yard,Street Level,Trees
  • Lot Size Acres: 0.36
  • Lot Size Area: 15682.0
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 15682.0
  • Lot Size Units: Square Feet
  • Road Surface Type: Paved
  • Elevation Units: Feet
  • Water Source: Public

Waterfront/View

  • Waterfront Features: Dock Access,Lake,Lake Front,Seawall

Building Exterior/Construction

  • Architectural Style: Custom
  • Attached Garage: Yes
  • Construction Materials: Drywall,Concrete,Stucco
  • Direction Faces: North
  • Patio And Porch Features: Deck,See Remarks,Wood
  • Property Attached: No
  • Roof: Composition,Shingle
  • Structure Type: House

General Information

  • Exterior Features: Awning(s),Dock
  • Fencing: Chain Link
  • Number Of Units Total: 1
  • Pool Features: None
  • Pool Private: No
  • Road Frontage Type: Highway
  • Sewer: Septic Tank
  • Utilities: Electricity Connected,Water Connected

10523 E Highway 20 Neighborhood

Community

95423 (Clearlake Oaks) Demographics

54
Median Age
34
Population Density (per sq. mile)
28%
College Educated
$46,833
Estimated Median Income
1,076
Estimated Total Home Owners
508
Estimated Total Renters
68% / 32%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

10523 E Highway 20 Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

10523 E Highway 20 Market Data

Based on the last 30 days in this zip code

$325,796
Average List Price
$239
Average Price per Square Foot
7
Properties Sold
172
Average Days on Market
160
Properties for Sale
Calculations provided by Reliance Network

10523 E Highway 20 History

Date Event Value Agent
4/9/2026Source: CRMLS Added to Database
April 09, 2026
Listing provided courtesy of Konocti RealtyRick White- MLS# LC26071179MLS ProviderContact Information: [email protected] - 707-262-1338