49 Montana Del LagoRancho Santa Margarita, CA 92688

Condo/Townhouse · 2 Beds · 2 Full Baths · 827 Sq. ft. | 1.20 Acres
$609,000 Active

49 Montana Del Lago Overview

Time on Site:
32 days
Visits:
0

Welcome to the desirable Montana Del Lago community, just steps from the scenic Rancho Santa Margarita Lake and exclusive RSM Beach Club Lagoon. This charming 2-bedroom, 2-bathroom home with a 1-car garage offers a bright and open floor plan designed for comfortable everyday living. The inviting living room features a cozy fireplace and flows seamlessly into the dining area and upgraded kitchen perfect for both relaxing and entertaining. The spacious kitchen showcases newer cabinetry and sleek quartz countertops, creating a modern and functional space. A convenient main-floor bedroom and full bath provide flexibility for guests or multi-generational living, while the upstairs retreat includes an additional bedroom and full bathroom. Step outside to your private patio overlooking lush trees, an ideal setting for morning coffee or evening unwinding. Recent upgrades include updated flooring, newer water heater, and fresh interior paint, making this home move-in ready. Residents enjoy resort-style amenities, including a community pool and spa, along with access to SAMLARC amenities featuring 13 parks, 4 pools, the Beach Club Lagoon, sports courts, and more. Conveniently located near shopping, dining, and recreation, this home offers the perfect blend of nature, comfort, and community living.

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49 Montana Del Lago Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 827
  • Price/Sq.ft. $736
  • Lot 1.20 Acres

Details

General

Association/HOA

  • Association Amenities: Clubhouse,Fire Pit,Picnic Area,Playground,Pickleball,Pool,Spa/Hot Tub
  • Association Fee: 528.93
  • Association Fee 2: 91.0
  • Association Fee 2 Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Montana Del Lago
  • Association Name 2: Samlarc
  • Association: Yes
  • Common Interest: Condominium

School Information

  • School District: Capistrano Unified

Building Information

  • New Construction: No
  • Year Built: 1990

Location/Region

  • Country: US
  • County Or Parish: Orange
  • MLS Area Major: R1 - Rancho Santa Margarita North
  • Postal City: RANCHO SANTA MARGARITA
  • Subdivision Name: Montana Del Lago (MDL)

Community/Development

  • Community Features: Lake,Mountainous,Street Lights,Park
  • Number Of Units In Community: 128

Rent/Lease Information

  • Land Lease: No
  • Lease Considered: No

General Information

  • Listing Terms: Cash,Cash to New Loan,Conventional
  • Parcel Number: 93083108
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: Standard

Interior

Parking Information

  • Garage Spaces: 1.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 2

General Information

  • Common Walls: 2+ Common Walls
  • Entry Level: 1
  • Entry Location: 1
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Interior Features: Bedroom on Main Level
  • Laundry Features: Laundry Closet
  • Levels: Two
  • Living Area: 827.0
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories Total: 2

Exterior

Parking Information

  • Parking Total: 1.0

Lot Information

  • Additional Parcels: No
  • Lot Features: Near Park
  • Lot Size Acres: 1.2006
  • Lot Size Area: 52296.0
  • Lot Size Source: Assessor
  • Lot Size Square Feet: 52296.0
  • Lot Size Units: Square Feet
  • Elevation Units: Feet
  • Water Source: Public

Waterfront/View

    Building Exterior/Construction

    • Attached Garage: No
    • Property Attached: Yes
    • Structure Type: Multi Family

    General Information

    • Number Of Units Total: 1
    • Pool Features: Association
    • Pool Private: No
    • Sewer: Public Sewer

    49 Montana Del Lago Neighborhood

    Community

    92688 (Rancho Santa Margarita) Demographics

    38
    Median Age
    4,073
    Population Density (per sq. mile)
    58%
    College Educated
    $116,557
    Estimated Median Income
    10,697
    Estimated Total Home Owners
    4,896
    Estimated Total Renters
    69% / 31%
    Estimated Owner / Renter Divide
    3
    Estimated Average Household Size
    Community data courtesy of LiveBy, Inc.

    Schools

    School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

    49 Montana Del Lago Monthly Cost

    $
    $ %
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    $
    $
    * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

    49 Montana Del Lago Market Data

    Based on the last 30 days in this zip code

    $914,834
    Average List Price
    $651
    Average Price per Square Foot
    31
    Properties Sold
    59
    Average Days on Market
    253
    Properties for Sale
    Calculations provided by Reliance Network

    49 Montana Del Lago History

    Date Event Value Agent
    6/10/2026Source: CRMLS Price Reduction
    $609,000 -1.6%
    5/28/2026Source: CRMLS Added to Database
    May 28, 2026
    Listing provided courtesy of Coldwell Banker RealtyFlora Fatanat- MLS# OC26116207MLS ProviderContact Information: 949-837-5700