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205 Montana del Lago DriveRancho Santa Margarita, CA 92688

Condo/Townhouse · 4 Beds · 2 Full Baths · 1 Half Bath · 1,603 Sq. ft. | 0.04 Acres
$1,029,000 Active

205 Montana del Lago Drive Overview

Time on Site:
4 days
Visits:
0

LOCATION, LOCATION, LOCATION- RSM LAKE (DETACHED). This stunning detached residence is move-in ready, impeccably maintained, and offering an exceptional opportunity to own in one of Rancho Santa Margarita's most coveted lakefront communities. Perfectly positioned next to beautiful Lake Rancho Santa Margarita, this highly sought-after floor plan features 4 spacious bedrooms, including a convenient main-level bedroom ideal for guests, multigenerational living, a private executive office, or fitness space. Step inside to soaring ceilings, abundant natural light, and an ambiance that creates an inviting atmosphere from the moment you enter. Designed for both everyday comfort and effortless entertaining, the beautiful kitchen displays a generous center island, abundant workspace, and a spacious casual dining area that flows seamlessly into the main living spaces. The expansive primary suite offers a peaceful retreat with dual vanities, an oversized walk-in shower, and generous closet space. Fresh interior paint throughout enhances the home's bright, clean, model-like presentation, allowing you to move right in and immediately enjoy everything this exceptional property has to offer. Outside, the private backyard is designed for relaxing and entertaining with custom decking, low-maintenance vinyl fencing, and mature trees that create a peaceful outdoor setting. The oversized two-car garage features extensive built-in storage, providing both functionality and organization. Location is everything, and this home truly delivers. Rancho Santa Margarita Lake is close to your front door, providing immediate access to miles of scenic walking trails, waterfront recreation, and one of Orange County's most desirable lifestyle communities. Enjoy resort-style amenities including multiple swimming pools, relaxing spas, the Beach Club & Lagoon, beautifully maintained parks, sports courts, playgrounds, and an extensive network of hiking and biking trails.

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205 Montana del Lago Drive Facts & Features

  • Type Condo/Townhouse
  • Sq. ft. 1,603
  • Price/Sq.ft. $642
  • Lot 0.04 Acres

Details

General

Association/HOA

  • Association Amenities: Clubhouse,Sport Court,Barbecue,Playground,Trail(s)
  • Association Fee: 240.0
  • Association Fee 2: 91.0
  • Association Fee 2 Frequency: Monthly
  • Association Fee Frequency: Monthly
  • Association Name: Cierro Del Lago
  • Association Name 2: SAMLARC
  • Association: Yes
  • Common Interest: Condominium

School Information

  • School District: Saddleback Valley Unified

Building Information

  • New Construction: No
  • Year Built: 1998

Location/Region

  • Country: US
  • County Or Parish: Orange
  • MLS Area Major: R1 - Rancho Santa Margarita North
  • Postal City: RANCHO SANTA MARGARITA
  • Subdivision Name: Cierra Del Lago (CDL)

Community/Development

  • Community Features: Biking,Foothills,Hiking,Lake,Storm Drain(s),Street Lights,Sidewalks,Pool
  • Number Of Units In Community: 41

Rent/Lease Information

  • Land Lease: No
  • Lease Considered: No

General Information

  • Disclosures: Covenants/Restrictions Disclosure,HOA Disclosure
  • Listing Terms: Cash,Conventional,FHA,Submit,VA Loan
  • Parcel Number: 93083194
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: Standard

Interior

Parking Information

  • Garage Spaces: 2.0
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total: 3
  • Bedrooms Total: 4

General Information

  • Accessibility Features: Safe Emergency Egress from Home
  • Appliances: Dishwasher,Disposal,Gas Oven,Water Heater
  • Common Walls: No Common Walls
  • Entry Level: 1
  • Entry Location: 1
  • Fireplace Features: Living Room
  • Fireplace: Yes
  • Flooring: Carpet,Vinyl
  • Interior Features: Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Two Story Ceilings,Bedroom on Main Level
  • Laundry Features: Laundry Room
  • Levels: Three Or More
  • Living Area: 1603.0
  • Living Area Source: Assessor
  • Living Area Units: Square Feet
  • Main Level Bathrooms: 0
  • Main Level Bedrooms: 1
  • Security Features: Carbon Monoxide Detector(s)
  • Spa Features: Community
  • Spa: Yes
  • Stories Total: 3
  • Window Features: Screens

Exterior

Parking Information

  • Parking Features: Direct Access,Garage
  • Parking Total: 2.0

Lot Information

  • Lot Features: 0-1 Unit/Acre,Close to Clubhouse
  • Lot Size Area: 1900.0
  • Lot Size Source: Estimated
  • Lot Size Square Feet: 1900.0
  • Lot Size Units: Square Feet
  • Elevation Units: Feet
  • Water Source: Private

Waterfront/View

    Building Exterior/Construction

    • Attached Garage: Yes
    • Property Attached: No
    • Structure Type: House

    General Information

    • Number Of Units Total: 1
    • Pool Features: Community
    • Pool Private: No
    • Sewer: Public Sewer

    205 Montana del Lago Drive Neighborhood

    Community

    92688 (Rancho Santa Margarita) Demographics

    38
    Median Age
    4,073
    Population Density (per sq. mile)
    58%
    College Educated
    $116,557
    Estimated Median Income
    10,697
    Estimated Total Home Owners
    4,896
    Estimated Total Renters
    69% / 31%
    Estimated Owner / Renter Divide
    3
    Estimated Average Household Size
    Community data courtesy of LiveBy, Inc.

    Schools

    School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

    205 Montana del Lago Drive Monthly Cost

    $
    $ %
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    $
    $
    * All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

    205 Montana del Lago Drive Market Data

    Based on the last 30 days in this zip code

    $914,834
    Average List Price
    $651
    Average Price per Square Foot
    31
    Properties Sold
    59
    Average Days on Market
    253
    Properties for Sale
    Calculations provided by Reliance Network

    205 Montana del Lago Drive History

    Date Event Value Agent
    6/26/2026Source: CRMLS Added to Database
    June 26, 2026
    Listing provided courtesy of REGENCY REAL ESTATE BROKERSWilliam Scott- MLS# LG26137962MLS ProviderContact Information: [email protected] - 949-707-4400